The Home Mortgage Disclosure Act of 1975 is a federal law that requires mortgage lenders to provide data to the public about their mortgage lending activities. It requires lenders to disclose the geographic distribution of their loans, the race and gender of applicants, and other information about lending practices. The act was intended to
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The Home Mortgage Disclosure Act is a United States federal law enacted in 1975 that requires most mortgage lenders to collect and publicly disclose data about their lending activity. The law is implemented by Regulation C, administered by the Consumer Financial Protection Bureau (CFPB) on behalf of the Federal Financial Institutions Examination Council (FFIEC).